Welcome to the Bay Equity Learning Center


 

Here we have compiled various resources to help answer any questions you may have. We are always here to help so please do not hesitate to call: 800-229-3703

What can I comfortably afford?  
       Many borrowers are not aware of what they can or can not afford, therefore, let us figure this out for you.
What do all these terms mean?
       Home Loans have various terms such as 3 year fixed, 5 year fixed, 7 year fixed, 10 year fixed, 15 year fixed, 10- year fixed, and 30 year fixed.  Let us help you determine which term is ideal for you.
How will my loan fit in my budget?
       As first time homebuyers, many do not understand the financial transition involved in owning a home, therefore, it is our goal to educate borrowers on what type of home loan and payment fits into their budget.


We have provided the means to find these answers in the Glossary of terms, Calculator, and FAQ sections. We understand this is a serious and confusing process and want you to know that we are only a phone call away.

 

Glossary Calculator FAQ

A learning center for borrowers where class is always in session.
   
About Us
Our exceptional reputation for the highest professional standards is built on honesty and integrity.
   
FHA & VA Loans
Bay Equity is a fully delegated direct lender of FHA and VA loans.
Have a Mortgage Banker Call Me
We have Mortgage Bankers standing by to answer your questions.  Have an experienced professional call you now.
   
We are FAST!
Speed: We can close a deal from start to finish in less than 15 days*.
   
Multistate Licensing
Bay Equity is licensed in California, New Mexico, Arizona, Washington, Oregon, Montana and Hawaii.
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Licensing and Registration

Notice: This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and / or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Equal Housing Lender. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law License. Bay Equity LLC License #605-3919, NMLS ID#76988/ OR Branch License #238915.


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We have pulled together a comprehensive learning center to answer any questions you may have. However, please feel free to call us with your questions.
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Welcome to the Santa Rosa Branch of Bay Equity Home Loans Call us at (800) 442-3147 or Apply Today