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	A learning center for borrowers where class is always in session.

	About Us Our exceptional reputation for the highest professional standards is built on honesty and integrity.

	FHA & VA Loans Bay Equity is a fully delegated direct lender of FHA and VA loans.

	Have a Mortgage Banker Call Me We have Mortgage Bankers standing by to answer your questions. Have an experienced professional call you now.

	We are FAST! Speed: We can close a deal from start to finish in less than 15 days*.

	Multistate Licensing Bay Equity is licensed in California, New Mexico, Arizona, Washington, Oregon, Montana and Hawaii.

Licensing and Registration

Bay Equity LLC is an Equal Housing Lender.

Notice: This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and / or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Equal Housing Lender. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law License. Bay Equity LLC License #605-3919, NMLS ID#76988/ OR Branch License #238915.

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		VA Government loans up to 100% Financing
		Jumbo Loans to $5 Million
		FHA Government Loans to 96.5% of Value
		Conventional loans to 97% of Value
		Great Bay rates!

	Bay Equity’s exceptional customer service offers daily status updates so our realtor partners and clients are always in the loop
	As a direct lender there's no waiting for answers. Bay Equity underwrites, closes and funds your loan in house

YOU HAVE OUR GUARANTEE!



Introducing Bay Equity’s Purchase Loan Performance Guarantee We are committed to funding a purchase money loan on time. Should Bay Equityfail at funding on time, Bay Equity will credit the Seller and Buyer $1,000 each at closing


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Welcome to the Santa Rosa Branch of Bay Equity Home Loans Call us at (800) 442-3147 or Apply Today