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Buyer Approval

A learning center for borrowers where class is always in session.
   
About Us
Our exceptional reputation for the highest professional standards is built on honesty and integrity.
   
FHA & VA Loans
Bay Equity is a fully delegated direct lender of FHA and VA loans.
Have a Mortgage Banker Call Me
We have Mortgage Bankers standing by to answer your questions.  Have an experienced professional call you now.
   
We are FAST!
Speed: We can close a deal from start to finish in less than 15 days*.
   
Multistate Licensing
Bay Equity is licensed in California, New Mexico, Arizona, Washington, Oregon, Montana and Hawaii.
Refinance Home Loan Apply Today

Licensing and Registration

Notice: This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and / or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Equal Housing Lender. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law License. Bay Equity LLC License #605-3919, NMLS ID#76988/ OR Branch License #238915.





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Bay Equity is a California based lender offering Fixed Rates, ARM’s, Conventional, Portfolio, FHA, VA and Jumbo Loans. We believe in providing our Clients and Realtor partners the best combination of service, rates and approval times.

Professionalism
YOU HAVE OUR GUARANTEE!
Apply now

Introducing Bay Equity’s Purchase Loan Performance Guarantee

We are committed to funding a purchase money loan on time. Should Bay Equity fail at funding on time, Bay Equity will credit the Seller and Buyer $1,000 each at closing

Call us today for an
immediate loan pre-approval!

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Welcome to the Santa Rosa Branch of Bay Equity Home Loans Call us at (800) 442-3147 or Apply Today